It’s almost impossible to keep up with the technology and case law changes occurring daily. That’s why we pride ourselves on our commitment to continually update our products to keep pace with the challenges you and your clients face. Whether you’re looking to write risks for bodily injury, property damage, advertising or personal injury, we have the admitted and non-admitted markets for your consideration and your client’s budget.

1 Commercial Umbrella & Excess Liability
Air Conditioning
Carpentry
Driveway Paver Installations
Electrical
Handyman
Landscapers
Painters – Residential & Commercial
Plumbing
Tile, Stone Installers
Tree Trimmers
2 Commercial Umbrella & Excess Liability
"A" Rated Carriers or Better
Admitted & Surplus Lines Markets Available
Contracting Risks - Commercial & Residential
First Layer or Excess Coverage
Habitational
Hotels/Motels
In-House Programs Available - In-House Binding Authority
Industrial Accounts
Products Manufacturers & Distributors
Real Estate - Commercial & Habitational
Service Industries
Transportation - Excess Coverage
3Contractors
Commercial Contractors
Contractors Equipment Rental
Crane Operators
Developers - Residential & Commercial
General Contractors (100% subs)
Janitorial - Floor Waxing
Residential Contractors
Roofers
Sprinkler/Fire Protection Systems
Street and Road
Swimming Pool Installers
Wraps
4Earthquake
1-4 family
Corporately or individually owned properties
Low to high value
High value package policies including paf, umbrella, excess flood & auto
Primary, seasonal, rentals & vacation rentals, builders risk/renovation, vacant/unoccupied
High profile accounts (actors, sports figures, politicians)
Poor claims history
PC 9/10
Home based-business
Premises liability up to $1,000,000
5Entertainment
Amusement Centers
Amusement Rides & Devices
Batting Cages
Campgrounds
Climbing Walls
Golf Hole in One
Haunted Houses
Horse Trail Rides
Prize Indemnifications – All Types
Riding Instructions
Sports Camps
6Liquor Liability
Adult Entertainment
Assault & Battery – available
Bars, Taverns
Country Clubs
Night Clubs
Package/Retail Stores
Restaurants
7Mercantile
Bars, Taverns
Book Stores
Caterers
Equipment Rental Stores
Flea Market Vendors
Grocery Stores
Pawn Shops
Restaurants
Supermarkets
8Miscellaneous
Accident & Medical – Stand Alone
Glass-Stand Alone
International Travel Package
Kidnap & Ransom – Domestic & International
Owners, Contractors Protective – OCP
Railroad Protective Liability
World Risk – International Insurance Program
9Allied Healthcare
Adult Daycare
Exercise Clubs
Home Health Care
Massage Therapists
Spas
Tanning Salons
10Premises Liability
Dwellings – Rental
Lessor’s Risks
Mobile Home Parks
Offices
Real Estate Development Property
Self Storage Warehouses
Shopping Centers
Strip Shopping Centers
Vacant Land
Warehouses
11Products Liability (including but not limited to)
Automotive Parts & Accessories
Chemical
Consumer Goods
Cosmetics & Personal Care Items
Distributors
Electronics
Food & Beverage
Manufacturers
Marine Products
Medical Related
Sporting Goods
12Special Events / Spectator Liability
Annual Policy/Scheduled Events Available
Athletic Events
Charity Events
Concerts
Festivals
Parades
Trade Shows
13Special Programs
Alarm Installation – Burglar & Fire
Apartments
Beauty/Barber Shops/Nail Salons
Churches & Synagogues – Storefront & Traditional
Condo Units – Owners & Investors
Condominium Association
Convenience Stores
Daycare Centers – Residential & Commercial
Distributors – Domestic & Foreign
Exterminators/Pest Control
Homeowners Associations
Hotel / Motel
Janitorial
Laundry/Laundromats
Medical Equipment Stores
Medical Offices
Mercantile
Premises Preferred Program
Security Guards